Be careful- Credit!

During the last 2months four families in my neighbourhood stayed without home.What has happened to them is very common in Georgia last time.The fact was,that they took the credit,or rented their flat to somebody,so called “ipothek”, for some money,but later they couldnot pay it back,and the Bank took their flats to cover their debts.
Their disappointment and sorrow is boundless.They have nothing and no plans for further life.One of the families consists of six persons and only member-mother works and earns money in the family.”I have no other place to go,I’ll fight to the end and get my home back!”-says another neighbour,who has two children and lives by her relative for a little time,before they gain back their home,as she hopes.
The reason,that lead the people to this kind of mistake is simple and clear-poverty and the will of better life.They are not the only families,that I know who were broken and fallen to this kind of situation.The concret example,my neighbour,the woman with two children took the credit,to finance the leg operation of her lame daughter.She had no doubt,that she would work and pay this sum back during two or three years.But she was not even able to cover the rising percents every month.
One more motive,that more people are losing their properties,was and is still staying to some extent,the case,that taking credit is for everybody,even for the person with no or low salary,accessible.Temptation to get a little bit money when somebody needs it so much makes one blind to think over,how he can pay it back.
So,be careful before you take a credit,you may become homeless!